General Chat

LLC No, sorry - if you pay your own NI then you are classed as self-employed as far as benefits go. The benefits system looks with deep suspicion at anyone who is 'outside the box' of employment. They want to see two complete years of audited accounts before they will even consider your claim, which means you will have to pay an Accountant to audit your National Insurance Contributions! The Accountant will probably charge you more than you earned in a year... And as TOR says, it is illegal for a self employed person to work solely for one employer. I am self employed and currently pay Class 2 contributions - something like £7 per week. I am coming up to retirement age and the Class 2 contributions do not provide a State Pension, nor do they entitle me to sick pay, unemployment benefit, or anything much else as far as I can see. You can of course make up the shortfall each week - I think it is currently 17%. OC

thanks you lot. I knew somebody here would put me right. Not actually been for the interview yet but was hoping but when I heard it was a pay your own contributions it did make me wonder. Shall still attend the interview if I get that far just to see what else they have to offer. Thanks all

Thanks OC....I have learned something too....

I thought there might be a catch somewhere. How about if they pay the tax but I still pay the national insurance contributions does that make me self employed? Cant afford to be outside the benefit laws as my son is at college.

You are either under the PAYE system where you pay tax and N.I. or you are self-employed.........if I were you I would take a job where you are on PAYE......did they ask for your P.45 or P60 from a previous employment......if so it is PAYE.....please do not hand over these, if you are going to be self employed.... Advice.....find a job with PAYE......safer....

Another point to consider - as a self-employed person, you are not covered by any legislation which applies to EMPLOYED people - no holiday pay, no sick pay, no terms of employment, no statutory period of notice etc. If you fall down the stairs at work and break your leg, you are on your own, even if your employer deliberately threw a bucket of oil down them. Do you know why the employer is insisting you pay your own NI and pension contributions? Is he just too idle to do it himself - or could there be a more sinister reason? OC

I would speak to them,and speak to your local benefits office,

Also if you are self-employed full time by one company they are breaking employment laws.

Little Lost Cousin This doesnt sound right! If it IS right, then you are now officially self-employed and have to pay your own national insurance contributions, pension contributions and make your own tax return as a self employed person. Be careful - this puts you mostly outside the current benefits system. I know - I have been self employed for years and self employed people lose out. Are you sure you want the job, lol. OC

As OC says, this is not PAYE where you pay a contribution towards N.I. and the employer pays the bulk.....this is for self-employed people.....I suggest you go to your local tax office, or as Roxanne suggests, try that website to see what it says.... If you do go self-employed make sure you keep up your stamp payments....

Sorry,Ignore that last bit,everyone pays their own these days dont they? Ive been too long out of the job arenalol

O.C Is right, are you paying your own tax too?

I applied for a new job and have been told that the employees have to pay their own stamp etc. So if I were working 20 hours at £6.40 an hour how much would I have to pay out of that each week please?

I found this for you it should tell you all you need to know http://www*hmrc*gov*uk/nic/ Replace stars with dots. It use to be 17% of your earnings but it could have changed.