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What DOES that mean,Gins?

Contactless.

Oh well......I'm off ordering foot duvets and wine gums with your new card. ;-) <3 :-S

Moxx

Hey Mo~~~~~~~~~~


You just wave your debit card over a scanner and that's it. A bit like the supermarkets when you scan and go your food shop

You really need those 'foot duvets' :-D

Yep. We were right. OH has gained 4lbs. The excuse is, that it was Christmas and we had a lot of sweets in the house!!!!




Lots of lovely ironing done.......... and then a visit from our 'late' visitor's daughter. :-D



Night all.....

hi all
xxx


we had a Pacific storm come through yesterday

meanwhile, daughter had an Atlantic gale from the south-east blow through where she lives over Saturday night ........ the house was shaking under the gusts of wind, and her bbq was blown off the patio area!

Plus, they got the neighbour's trellis draped over the hedge ............... the trellis was made of 4" x 4" lengths of wood, so that was some gale!


it's all quiet and peaceful here today, and I hope also over there!



s
xx

good morning everyone
xxx


there will be morning fog, but the sun is supposed to make an appearance later in the day :-)


breakfast is ready


porridge

cold cereals

yoghurt and fresh berries

Full English

French Toast with Caramelized Bananas

Gruyere and bacon quiche,

caramelized onion quiche

Huevos Rancheros

Mini Tomato Baked Frittata

Egg White Frittata, with broccoli, roasted peppers, goat cheese, salsa, toast, and fresh fruit salad

Breakfast bagel ……… scrambled egg, bacon and cheese OR vegetarian (scrambled eggs, basil pesto, tomato, aubergine)


In the warmers .............

bacon, turkey sausage, scrambled eggs, grilled mushrooms, baked tomato and onion mix, home-fried potatoes with garlic and bacon


Toast
croissants
barm cakes
muffins


selection of jams and jellies, peanut butter


coffee, tea, herbal teas, juices




enjoy
xxx




s
xx

Morning all... :-D

All? :-S :-S :-S :-S :-S


It's kinda spooky round here this morning.........but at least breakfast is ready - thank you Sylvs....much appreciated as usual.


Those winds sound a bit violent Sylvs.....hope it all calms down soon for your daughter and family. Mind you, I think I would rather have a windy day than a day containing that dreaded word s**w. :-(


Taking grandson to dentist later and then his dad will come for tea and pick him up. I can then catch up on any family gossip. :-D


Quick browse first though....~~~

Good morning all :-D

Thanks for the lovely breakfast Sylvia <3

Don't let your OH have any Cynthia, I will eat his ;-) :-D

See you all later,

Dea Xxx

I see Dea was quick on the old 'carpe diem' !!!!!!!!!!!!!!

I've been having a lazy morning but must get my act together and do some work

Afternoon all~~~~~


Guess you are all taking your 'senior' nap ;-)

Just returned home from my solicitors having executed the latest version of my will. Through the years I have always prepared my own will which I have revised from time to time as circumstances altered always ensuring that it complied with the requirements of law, E.G. 2 witnesses to my signature, beneficiaries not eligible as witnesses ect. This year I spotted a newspaper article mentioning Will Aid a charity fund raising organisation so I investigated.

Basically Will Aid supports 9 different charities ranging from Christian Aid to Age Concern and the NSPCC to Sight Savers. Will Aid has enlisted the services of hundreds of solicitors throughout the UK who are prepared to effectively prepare wills free of charge during the month of November. Instead of paying the solicitor the client is asked to make a donation to Will Aid. The suggested amounts are £90 for a single will or £135 for a pair of "Mirrored" wills, both very reasonable.

In my case although my intended will content did not pose any particular problems it did highlight something that I was unaware of. The difference between being a Joint tenant as opposed to being a tenant in common. If a joint tenant you cannot bequeath your share in the property to anyone as on your death that share automatically passes to the other joint tenant(s). To be able to bequeath your share to someone else such as your children for example, the property deeds need to indicate that you are a tenant in common with the others whose name(s) appear on the deeds, not a joint tenant.

An advantage in passing your share to your children on your demise is that it not only ensures that your children receive their inheritance from you but also means that should your surviving spouse need to enter a care home before their demise the amount of their assets the local authority can obtain to meet care home charges is reduced. Another consideration is that the value of your surviving spouse's estate will be smaller thus reducing any death duties payable by their heirs.

Food for thought.

You're not rushing to the front of the queue are you Mr Jones

:-0

We had our Will done when we were in our 30s, not had it updated but might need to think about it due to the two siblings I lost recently

Gin,

Sounds long overdue for a revision, that will must have been made during the last century. :-D

Cheeky :-P

Nice one Jonesey..... :-D :-D


We revised our wills in the summer and yes, we did something like that with ours - in the event of one of us needing care. We also set up a trust fund for our daughter.


Had a lovely time, albeit too short, with the grandchildren this afternoon. They grow up so fast.................. but they are absolutely great. <3


Must go and get some beauty sleep........see you tomorrow....

Hi all


it was physio today, so I was out most of the day.



the weather is still quite mild here!




my daughter is now sick, and in hospital, so I may have to go over there.

we are in the last few days of s-i-l's life, I think

She is in no pain (well medicated), but she has not eaten for about 10 days, and is now asleep most of the time.

OH desperately wants to go to her Memorial, which will be held as soon after she dies as possible ................... but it looks as though I might not get there.






s
xx

my sis-i-l died almost an hour ago ................. very peacefully, but suddenly.


RIP Daf xxxxx

Sylvia,

Sorry to hear of your loss, please accept my condolences. Sorry also to hear of your daughters illness, I hope that she recovers quickly so that your other plans will not be too disrupted.

SO sorry to hear about your S-I-L Sylvia but at leasts she seems to have had a peaceful end................. RIP

Hope your daughter's illness is not too serious and that she soon recovers <3 <3 <3

I will just set out some danish and croissants this morning in case you feel the need for a nibble or two.

Jonesey, we did that 'Tennants in Common' thing about 7 or 8 years ago - It does seem like a wise move. ;-) - You must seriously look into it Ginns.

See you all later,

Dea Xxx

Good morning all...........

So very sorry to hear this news Sylvs......as much as it was expected, these things still come as a shock to all concerned - when they realise that their loved one is now longer with them. It must be a relief to know that she died so peacefully and with her family around her. I do hope your daughter recovers soon from whatever ails her and I send you mega (((hugs))) and much love. <3



Thank you for the nibbles Dea....I will root out some crumpets and maybe do some French Toast for Gins....she's such a gannet!


Quick browse for me now...... ~~~

Mornin all

So sorry to hear of your SiL...........as much as one can expect it, it doesn't make it any less painful

(((( <3))))

Eggy bread for me.........thank you