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Morning all.... :-D



My word, what a lovely breakfast! I think I will take a plate and work my way round everything.....a taste here and a taste there!! Thank you Sylvs.


Sorry you haven't sold you cabin but, as you say, it's a good experience for you. Hopefully, you will be lucky next time.... :-)


Dea, that poor bird is just hanging there all dead now :-(


It was pouring with rain earlier but has brightened up now. Got some shopping to do and then out to lunch with a friend for an hour.


OH is puzzling over a letter from the Income Tax..........as you do! He is not looking ecstatic - is that a bad sign??? :-S


See you later ~~~~

Cyns

You always get OH to call HMRC, upon which he will get an automated message 'you can access out website at www.... we are experiencing a high level of calls, try later............'

Repeat Repeat Repeat Repeat Repeat...................................

Always there to help

:-P

hi all
xxx



the sun is doing it's best to stay shining. The clouds are trying to cover it up


The snow has nearly all melted away.





s
xx

Dea ..................

I'm like you, not allowed grapefruit OR grapefruit juice :-(




I heard this morning that our long-time neighbour across the street (almost 40 years!) died yesterday :-(

He had been in bad health for several years, and "waiting to go" for at least the last couple. So it will be a release for him, if not his family

OH had his 3 monthly check today and passed with flying colours :-D

They have moved his appointments to 4 monthly now :-D :-D

Little steps :-)

then we did the weekly shop. Oh joy!

SO sad about your neighbour Sylvs but as you say, at least he is at peace now !!

Linds - Glad OH got good news - I see your messages but can't get in to read them - will try again in the morning.

Nite nites all ! <3

Dea xxx

Linda


Great news!



my OH was supposed to have his 2 yearly check-up 2 weeks ago.

They phoned the home phone 3 days before to give him details of when to report.

I took the information, and added his office number to their list

They phoned him at that number within about 30 minutes to say he'd been bumped for an "emergency"


He now has to go on March 20th ........... but has been put at the top of the Wait List in case there is a cancellation. He'll get a week's notice if that happens.


Seemingly ........... he's considered of low priority. There were no polyps to be removed last time, 2 years ago. :-)

Mornin all~~~~~

Came home from work yesterday to find all the cherry trees on our road had been lopped!

They did need doing as the roots were causing the pavement to lift but I will miss the pink blossom this spring :-(

Linds :-D <3


Kettle is on......................

Good morning all... :-D



Er.......you could have put the kettle on Gins........dear oh dear...... :-S


Okay, it's on now and bacon and eggs are sizzling, bread and crumpets are toasting and croissants are warming through.



There used to be cherry trees in the churchyard near us Gins but they had to be lopped too - they were beginning to lift the headstones etc. I do love cherry blossom too, but it makes such a mess........ :-0


So sorry about your neighbour Sylvs......xxx


It's good that the appointments are extending for your OH Linds.


It's a beautiful morning here......washing here we come!!! :-D :-D

Oh Dear !! - I got 'carried away' on a thread I had been following and nearly forgot to have my breakfast :-0 :-(

Thank you Cynthia it is really delicious <3 <3 <3

Will be back later,

Dea Xxx

I have had a great day at work :-D

Work doesn't stop in term time you know

Glad you had a good day Ginns but it IS term time here!! - We have our half terms and end of terms a week earlier than everyone else !! :-S :-0 ;-) :-D

Goodness knows why !

Dea Xxx

That's education Dea..........I work in it, and it confuses the hell out of me!

it's a lovely sunny day here :-)

but the "s" word is in the forecast for the weekend :-(





s
xx

Vancouver has many thousands of street cherry trees ....... I think it's close to 30,000

Many of those are really getting too old, and will have to be cut down in the next few years :-(

BUT they do replace a cut down tree within a year, by another cherry tree ................. though not usually of the same variety.

We've had another offer on the cabin ............... this one wants us to carry the mortgage for 2 years. That's not unknown over here, and would be all set up legally by a lawyer, and the buyer would be just as carefully checked out. But it does need thinking about!

Apparently he really, really wants the property, can pay a good deposit, but can't get a "normal mortgage.

So ,he wants to rent from you for two years and have the option to buy?

Are you leaving yourself wide open?

Speak to JC?

no no no ........ it is in no way "renting"

He signs a contract to buy, with lawyers involved ......... ie, like getting a mortgage.

But instead of him getting the money from a bank or mortgage company and then giving us the whole amount, he ..............


pays us a large deposit (5 figures)
and pays off the mortgage every month at an agreed price plus interest ................. $500, $600, or $1000.

Currently, our agent is suggesting that we ask for interest at about double the rate the mortgage companies are offering.

In 2 years time, hopefully, he has kept up the payments, and made some improvements, and a bank or mortgage company will look more favourably at him, they will give him a mortgage for the remaining amount, and we get paid off.


As I said, it's reasonably common over here, even on multi-million dollar homes.


It just has to be all tied up legally.


We had one friend who bought his house in 1964 on the previous owner holding the mortgage ....................... they never did renegotiate it. Gil paid his monthly payment, and the "owner" was happy with it as steady income, for the next 25 years.

Sylvia,

Your post reminded me of a chat I had in Sacramento, CA. I was speaking to an American who was living in the US Virgin Islands but was in CA looking for a new home as he said as he and his wife were getting older they had decided to return to the US mainland to live where health facilities were much better than in St Thomas.

He explained that he had retired to the Virgin Islands whilst in his mid 40's. Prior to that he had worked all round the US often moving location at short notice. As they moved on in order to get a quick sale he had got into the practice of carrying the mortgage on the property they were leaving.

He said that after one particular rough day at work he got home and said to his wife that he wished that didn't have to work for a living. She replied that he didn't because the regular income that was coming in from several properties where they were carrying the mortgages was more than enough for their needs. He told me that he didn't need telling twice, he rang his boss there and then and quit his job.

We had half term last week Dea.....and mine don't need babysitters any more..... :-)


Have been busy trying to tie up a few loose ends on a tree.....why oh why couldn't people think of more original names for their children than repeating the same ones over and over again!!! :-S :-S


Suddenly realised that our road tax was up today......arrrghhhh...up to the Post Office quickly. :-0 :-0


Sleep well all.......night......